Consumer debt is a major problem, particularly in the UK and US, where debt statistics have been rising for the last two decades at least. Credit card debt is the main source of problems, though personal loans, car loans and home mortgages can also become a problem. The Eliminate Credit Card Debt web site includes many articles that may help consumers take a better approach to their personal finances with home budgeting, using debt consolidation wisely, how to cope with living with bad credit an